People rarely think of salons as dangerous environments. All beauty salons in Plymouth are subject to the strict regulations of the U.S Department of Health and Human Services. Therefore, if you suffer an injury at the salon you can file a personal injury claim with the help of a Plymouth personal injury lawyer.
Beauty Salon Injuries and the Law
In order to prove that the beauty salon breached its obligation to keep you safe, you need to prove:
- The owner of the salon could foresee the event causing your injury. For instance, if your injuries were as a result of a slip and fall accident at the salon, you could argue that the salon owner hadn’t taken enough measures to ensure the floor wasn’t slippery or if it was, they didn’t take enough measures to warn customers.
- The actions of the technicians were negligent. If the technician failed to follow strict procedures when performing a particular service, then you have grounds for filing a claim. For instance, certain treatment procedures like waxing require the wax to be at a certain temperature. If it’s too hot, it might end up burning the client so the technician has to ensure the wax is at the right temperature. If they do not take steps to ensure they do not burn the client, and the client is harmed as a result, the client would have the right to sue.
- Negligence at the salon was the direct result of your injuries.
- The amount of money it will take to compensate you for the type of injuries that you suffered.
How to File a Beauty Salon Insurance Claim
You’ll first need to contact the salon’s insurance company. Leave your name and contact details. A claims adjuster will get in touch with you within a week or so. Make sure you have a claim number because you will need it during all your dealings with the insurance company.
The insurance adjuster will need to record a statement from you. You can agree to give them a statement if you are sure of the facts. If you get the details of your accident mixed up, the claims process will be delayed. Avoid giving the adjuster information that implicates you played a part in the accident.
The claims adjuster will have already spoken to the salon owner to get their version of the story before speaking to you. If they decide that the salon owner was not negligent, they might deny you your claim.
In fact, you shouldn’t expect the insurance adjuster to admit that the salon was negligent. If they accept to pay your claim, the will request you to submit verification of lost wages, out-of-pocket expenses and copies of your medical bills.
The claims adjuster will also want to access copies of your medical records by asking you to sign a release. The main reason for wanting to access your medical records is so that they can determine the nature and type of your injuries.
If you are still undergoing treatment, the adjuster might refuse to discuss a settlement with you until they have the entire amount of your lost wages, out-of-pocket expenses and medical bills.
Once the adjuster has all this information and you complete treatment, settlement negotiations will start. The adjuster will make an offer depending on the nature of your injuries. The offer will probably be a very low one with room to negotiate.
If you feel your injuries deserve a higher settlement, you can go over with the adjuster how much your injuries are causing you pain and suffering.
Why You Need to Hire a Plymouth Personal Injury Lawyer
If you suffered severe injuries in a salon in Plymouth, you need to talk to a Plymouth personal injury lawyer. Severe injuries like second or third degree burns, scarring or head injuries deserve a much higher settlement than a soft tissue injury.
Getting a higher settlement offer is not easy because insurance companies are not in the business of making high settlement offers. You have to press them and to do this, you need to have several tools at your disposal.
Our personal injury lawyers at Kevin P Landry offices have these tools at their disposal and they can use them to have subpoenas issued by the court to take depositions and see to the salon’s business records. We can ensure that you receive a much higher claim than if you handled the claim yourself.
Call us at 508-746-2700 or visit our Plymouth, MA offices today for a free initial consultation.