7 Things You Should Know About When Dealing with Insurance Companies

dealing with insurance companies Dealing with insurance companies 7 Things You Should Know About When Dealing with Insurance Companies image5If you are thinking of pursuing your own personal injury claim, dealing with insurance companies can get complicated really fast. And we are not saying this to scare you away. As part of our jobs, we have spent several years dealing with insurance companies and we can tell you for a fact that if you do not have the skills and experience to deal with them, your claim may take forever to conclude. If you do not know your rights, the insurance company might even decide to deny your claim.

With that said, here are 7 things you should know about insurance companies

  1. Insurance Adjusters Know How to Negotiate

Insurance adjusters do not care about [Read more…]

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How Can You Prove Wrongful Death In A Civil Case?

How can you prove wrongful death in a civil case? Every state has specific laws that govern such claims.

wrongful death in a civil case prove wrongful death How Can You Prove Wrongful Death In A Civil Case? wrongful death in a civil caseIf you believe that the death of a loved one was caused by someone else’s negligence, then you have a right to bring a civil lawsuit seeking damages from them. There are some specific guidelines that you must follow in regard to the process controlling the lawsuit and the nature of the wrongful death claim.

Definition Of A Wrongful Death In A Civil Case

A civil suit differs from a criminal charge in that criminal charges result in a fine or imprisonment while a civil suit results in awarding of monetary damages to the surviving family members after their loved one’s wrongful death.

Who Is Involved In A Wrongful Death Civil Case?

The plaintiff is the person bringing the wrongful death civil lawsuit. This is usually a person who is closely related to [Read more…]

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Plymouth Personal Injury Attorney: Top 5 Signs of Insurance Bad Faith

insurance bad faith practices insurance bad faith Plymouth Personal Injury Attorney: Top 5 Signs of Insurance Bad Faith image5 4Insurance bad faith practices can leave you without the compensation that you deserve following an accident. Insurance companies use different types of practices and this may leave you facing an unfairly denied claim. The good news is that through a qualified Plymouth personal injury lawyer, you can file a claim of bad faith and fight for your compensation.

A good example of a victim of insurance bad faith practices that got the compensation they deserved is the family of a man who was accidentally shot in a crime-ridden complex. Andrae Davis was killed on August 2011 at Eagle Nest Condominiums in Albuquerque. Even though the police are yet to solve the case, Davis’s family went to court and the jury found [Read more…]

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7 Facts Insurance Companies in Hyannis, MA Do Not Want You to Know

insurance companies insurance companies 7 Facts Insurance Companies in Hyannis, MA Do Not Want You to Know image5 8If you are pursuing a personal injury claim, you will most likely meet a representative of the insurance company. Dealing with insurance companies can get very complicated so ensuring that you understand some of the basic principles behind how they work will increase your chances of receiving maximum recovery.

Most insurance companies make us believe that they are very caring and act in our best interests. However, some other insurance providers have been known to utilize bad faith insurance tactics. Some even run ads on TV mentioning how easy it is to file a claim and receive compensation. However, there are a few facts that they might not want you to know.

  1. Delaying Claims is Good for Them

The biggest reason why insurance companies delay claims is to buy time and hopefully, thwart your chances of going to court. They are especially fond of doing this when [Read more…]

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New Bedford Personal Injury Lawyer: Handling Your Case is a Bad idea

So you have been involved in an accident, there was property damage and you suffered some serious injuries. You have barely even recovered from the shock of the accident yet doctors, police officers and insurance companies are already bombarding you with tough questions about what happened.

personal injury lawyer new bedford personal injury lawyer New Bedford Personal Injury Lawyer:  Handling Your Case is a Bad idea ID 100178787You realize you have spent so much money paying your hospital bill not to mention how much of your wages you have lost since the accident happened. You decide to pursue justice and file a personal injury lawsuit against the person responsible for your accident. But because your bank account balance doesn’t look like it can help you afford a lawyer, you decide to represent yourself and pursue claims for compensation and damages.

Representing yourself sounds like a great idea doesn’t it? Sadly, it’s not. In fact, not only is it a terrible idea but it’s not a profitable one. Let’s face it, you are not a personal injury lawyer and you shouldn’t pretend to be one. Don’t be deluded by what you see on TV shows. It takes years of experience to become a good personal injury lawyer.

Here are some reasons why you shouldn’t represent yourself in a personal injury claim.

1. You Can’t Tell If It’s Worth It To Pursue The Case

Do you really know if your case is worth pursuing or not? A personal injury lawyer will be able to tell you right from the start whether your case is a time waster or not. There are many factors that are usually considered when making a personal injury claim.

First, are your injuries severe? Does the person you plan on taking legal action against have insurance? And if they have insurance, what is the maximum that it can cover? Some of the information required to make a solid personal injury case can’t be obtained without a court order and you need a personal injury lawyer for this.

2. You Will Have To Work Through The Paperwork

Honestly, there will be lots of paperwork to go through…are you prepared for it? You will need to take time to analyze confusing [Read more…]

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Can You Eliminate High Medical Bills in Bankruptcy After an Accident?

eliminate high medical bills in bankruptcy eliminate high medical bills Can You Eliminate High Medical Bills in Bankruptcy After an Accident? image5 3If you have recently been in a serious accident, the cost of treatment might be a little too high for you to afford it. This is probably one of the reasons why so many people prefer to eliminate high medical bills in bankruptcy after an accident.

According to a study conducted by the Commonwealth Fund in 2007, nearly 79 million Americans struggled to pay medical bills. This can be largely attributed to the fact that [Read more…]

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How a Car Insurance Company Investigates Accident Claims

ca insurance company car insurance company How a Car Insurance Company Investigates Accident Claims image5 7

via http://blog.aisinsurance.com

Once you have filed your claim with an insurance company, the claim will go through a process that will lead to a settlement. The specific nature of the investigation will depend on the nature of your claim. A car insurance company will follow a true and tested series of steps to investigate your case. We have reviewed some of the steps below:

An Adjuster Will be assigned to Your Case

This is the person that will investigate your claim on behalf of the car insurance company. They will first review your policy to ensure that you are covered. They may even [Read more…]

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How to Negotiate a Personal Injury Claim in Plymouth, MA

personal injury claim personal injury claim How to Negotiate a Personal Injury Claim in Plymouth, MA ID 10066415Part of filing a personal injury claim is negotiating. There are no compulsory rules that should be followed when negotiating a personal injury claim but there are some guidelines that you should follow if you want a positive outcome.

What Should You Know About The Negotiation Process?

The negotiation process isn’t something that you can rush…it requires adequate planning, persistence and patience. We advise all our clients to take their time in between offers and counteroffers because it’s a great opportunity to reflect on how the case is progressing so far.

It’s very rare to make a mistake when negotiating a personal injury claim and even if you mess up, we can easily take care of it without doing any damage to your claim. Plus, you don’t need to spend sleepless nights worrying about what you said or didn’t say.

When you start negotiations, don’t expect the insurance adjuster to treat you fairly just because you are the victim of an accident. They are not bound by law to treat you fairly. In fact, there are adjusters out there who will take advantage of your situation and inexperience by offering you less than you deserve.

You have to be very patient with personal injury claim negotiations. Never ever show the adjuster that you need the money as soon as possible, even if you do. Once the adjuster senses that you are anxious, they will [Read more…]

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Who Will Pay for Your Medical Bills After an Accident in Providence, RI?

medical bills after an accident medical bills after an accident Who Will Pay for Your Medical Bills After an Accident in Providence, RI? image5 2Getting into an accident is already stressful enough but that’s only the beginning. If your injuries are severe, you might be wondering who will pay for your medical bills after an accident? You have the option of filing for a personal injury claim in order to get compensation but settlement negotiations will only begin after you have attained maximum medical improvement. You need to cater to your medical bills on an ongoing basis and you might not afford to wait until you reach MMI. Two things are typically considered when it comes to paying medical bills: the state you live in and the type of insurance involved.

The Guilty Party Does Not Need to Pay Your Bills on an Ongoing Basis

If you get into an accident, you will be [Read more…]

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How to Protect Your Settlement from Your Health Insurance Provider

health insurance provider health insurance provider How to Protect Your Settlement from Your Health Insurance Provider image5 6Do you really need to protect your settlement from your health insurance provider? We have been asked this question so many times that we decided to address it here. Unfortunately, Health Maintenance Organizations (HMOs) have forced deep discounts on hospitals, not to mention their reluctance to pay several claims. This has forced many hospitals to squeeze out as much cash as they can from patients. Some even go as far as laying claim to part of their patients’ liability settlements to collect what is owed to them. While this is fair, some health care providers take it too far.

How Do Health Care Providers Take it too Far?

Medical insurance payments are not complicated. Here’s how it works… [Read more…]

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